Many people often overlook the value of retaining the services of a credible personal injury lawyer when pursuing compensation. Having a lawyer handle your claim increases your chances of success, especially when dealing with insurance companies.
Despite your best efforts to settle an insurance claim following an injury, you might hit a dead end. If you’re involved in a road accident, medical malpractice, or any other event that results in an injury, you have a right to compensation. The party whose negligent action lead to your injury is legally required to pay for the damage inflicted on you.
At times, people don’t feel the need to hire a lawyer when pursuing a settlement claim. However, sometimes, insurance companies can take advantage of you.
Denial of Liability
As a matter of precaution, insurance companies deny that their clients are responsible for an accident. In most cases, they do so to weed out any fainthearted claimant. They will frustrate you with the hopes that you find the claims process to be a tad too much that you drop the claim.
If you’re persistent, they will come around and give you a settlement offer. If the proposal is reasonable, then you can go ahead and settle without engaging a lawyer. On the other hand, if the offer is not good enough or the insurer refuses to budge, then you need to retain the services of a lawyer.
Denial of Coverage
It is also common for insurance companies to claim that an insurance policy doesn’t cover a particular accident. In this case, you’ll need to get a copy of the insurance policy to confirm these claims. If the plan doesn’t cover the accident, that shouldn’t be the end of the matter.
Insurance policy provisions can be interpreted differently by the courts. In most cases, courts interpret them to favor the injured person. Retaining the services of a seasoned legal mind can help you with this situation.
You have a right to pursue compensation after suffering an injury at the hands of someone else. While some instances are straightforward, others require you to retain the services of a personal injury lawyer to get results.